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Insurance is like a life jacket. It’s a bit of a nuisance when you don’t need it, but when you do need it, you’re more than thankful to have it. Without it, you could be one car wreck, illness or house fire away from drowning—not in the ocean, but in debt.

But for something so essential to our financial well-being, insurance is a complicated—even uncomfortable—topic. So we’ve boiled your options down to the eight types of insurance policies you can’t go without.

While each one is a must-have, you should consult an independent insurance agent to help you find the right types of insurance customized to fit your needs.

Here are the eight types of insurance Dave Ramsey recommends:

1. Auto Insurance
2. Homeowners/Renters Insurance
3. Umbrella Policy
4. Health Insurance
5. Long-Term Disability Insurance
6. Term Life Insurance
7. Long-Term Care Insurance
8. Identity Theft Protection

Read more at...  daveramsey.com/blog/types-insurance-cant-go-without

The bluebonnet fields are beginning to bloom again in Texas! It’s time for people from all over to come out, take family photos and celebrate country living. Why go to just one of the gorgeous towns on the bluebonnet tour when there are so many to see? Whether you’re traveling though Texas, or just interested in experiencing the picturesque scenery, here is a glimpse into a few of our favorite stops on a Texas roadmap that you won’t soon forget:

1. Kingsland
2. Marble Falls
3. Burnet
4. Brenham
5. Ennis

Read more at... germaniainsurance.com/blog/2019-texas-bluebonnet-roadmap/